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Motorcycle Insurance 101

Now that you have that HOG set in your mind, you are ready to do what it takes to get out on the open road on the back of your new motorcycle. However, before you hit the throttle, you need to make sure your insurance coverage protects you as a motorcyclist.

As with auto insurance, motorcycle insurance includes several categories of coverage. Comprehensive insurance help protect a bike from theft or damage from weather, while collision coverage pays for damage if your motorcycle collides with another object. Along those lines is property damage liability that covers other objects that may become damaged if you are in an accident while on your motorcycle. Another form of liability coverage is bodily injury liability, which pays for damages to another person as a result of your motorcycle accident. Medical payments, personal injury protection and uninsured or underinsured motorist bodily injury also cover medical bills, damages and lost income.

Floyd Insurance Group in Idaho Falls, Idaho hopes that you will stay safe when riding your motorcycle. For peace of mind, make sure to have the appropriate amount of insurance coverage. Here at Floyd Insurance Group, we offer motorcycle insurance, as well as property insurance, commercial insurance and automobile insurance. Contact us today to get started.